Financial Literacy Overview

information on Financial LiteracyMany of us struggle with not having enough money to manage our educational responsibilities and personal expenditures. However we can use this as an opportunity to learn how to stretch our money and save for the future.

Financial aid is intended to assist you in meeting educational costs, not cover all of the expenses incurred while being a student. Sometimes students have to take out loans to help cover these expenses. At GTCC we believe that if a student has created a budget then he or she will be more informed about how much they need to borrow, thus saving a lot of money in the long run.

Dropouts are FOUR TIMES more likely to default on their federal student loans. Without truly understanding the costs of going to college, we can’t understand how much money we will need.

Money Management Resources

Adventures in Education

A comprehensive site from TG that offers tons of info regarding career planning, budget and money management, FAQ’s, and tools to assist with college costs and loan repayment.

Financial Entertainment

This is a library of free online and mobile games that are designed to help bolster personal financial capability, self-confidence, and knowledge. This site has been praised by the Wall Street Journal.

Federal / State Student Aid

Student Loans

A truly comprehensive place where students can create their FSA ID, complete entrance and exit counseling, learn about different repayment options, check their loan balance, apply for loan consolidation or income-driven repayment plans, and utilize repayment estimators.

My Money

Another federal site that offers money management strategies, saving tips, and even help with earning money and identity theft.


Students will submit a yearly application for federal student aid. Students can also make changes to previously submitted aps and review their student aid report.

Mapping Your Future

Provides repayment calculators, path to success plans, account balancing, and a direct line to speak with a counselor at Money Management International.

Student Aid

A government-issued guide to help you understand the FAFSA and your repayment options while also offering a comprehensive glossary of crucial terminology.

Additional Resources

Student Loan Data System

The National Student Loan Data System provides students a place where they can see all of their federal loans in detail.

College Foundation

The College Foundation of North Carolina is a great resource for our students. CFNC assists students with educational planning, career planning, and applying and paying for college.


America’s Debt Resource Organization. As our student loan debts rise over 1 trillion dollars, this site can be a very important resource in navigating the world of debt and repayment.

Credit Score

Allows you to see your credit score in an easy-to-read format that provides information on how credit can be affected along with guidelines to help with responsible borrowing.