Financial Aid FAQs
How do I CHECK my financial aid?
- Check WebAdvisor now to see if you have missing documents.
- Checking Your Financial Aid Status on WebAdvisor In MyGTCC
WebAdvisor provides you with online access to your financial aid information 24 hours a day, 7 days a week. This convenient feature, accessible from the GTCC website, enables you to check your outstanding requirements for financial aid and your award amounts. Click on “MyGTCC” at the top of GTCC’s homepage and follow the directions to log in to your account information.
You may access information about your outstanding requirements by following the steps below.
- Check WebAdvisor now to see if your checklist is complete.
- Select “Financial Aid Checklist” on the Financial Aid menu.
If all of your checklists shows complete for this school year, your file is complete and our staff is working on awarding your financial aid, if eligible. You can check on Web Advisor to see if you have been awarded aid by accessing your award letter.
You may access your award letter by the following the steps below.
- Once you’ve accessed the “Financial Aid Checklist” in Self-Service, click the 3 bars on the upper left corner of the screen to bring up the menu.
- Select “Financial Information” and then “Financial Aid”.
- Select “Award Letter” and then the appropriate award year.
If you have questions about this or about your file status in general, email us at firstname.lastname@example.org.
Checking Your Titan Email
All communications from the Financial Aid Office about your aid will be emailed to your Titan email account. Click on Titan Email at the top of the GTCC homepage and follow the directions to log in to your account. You should get in the habit of checking your email frequently.
How do I APPLY for financial aid?
To be considered for any type of federal, state, or need-based financial aid, you must complete the Free Application for Federal Student Aid (FAFSA) or the Renewal Free Application for Federal Student Aid (RFAFSA) on-line at www.fafsa.gov. You can submit the FAFSA any time between January 2 and June 30 of the following year. However, in order to be considered for state aid, as well as for federal campus-based programs (Federal SEOG and Federal Work-Study), the signed FAFSA must be received by the federal processor by March 15.
Do I have to REAPPLY for financial aid EACH YEAR?
Yes. Financial need is determined each academic year.
Therefore, you must complete a new FAFSA each year for the upcoming academic year.
Can I get financial aid if I attend LESS THAN FULL-TIME?
Yes. All Pell Grant awards are based on full-time status (12 credit hours or more). However, if you attend less than 12 credit hours your Pell Grant will be prorated based on the number of credit hours you are attending. Some students could be eligible for a small Pell Grant if they are enrolled less than six credit hours (depending on eligibility). You also may be able to receive Work-Study, and SEOG if you attend less than full-time. You must enroll for at least six credit hours or more to receive a Stafford Loan.
WHEN will I GET my financial aid FUNDS?
If you have aid in excess of your tuition/fees and bookstore charges, a direct deposit will be made to your bank account or a check will be written and mailed to you for the balance after all semester charges have been made. Pell Grant and Direct Loan checks will be mailed to you per the address you provide to the GTCC Records office unless you have any outstanding balance with the college.
How do I qualify for SUMMER financial aid?
If you attend school year round, and are eligible to receive a Pell Grant, you may be able to receive a Pell Grant for all terms in the academic year. This is referred to as “Year-Round Pell”. To receive a Pell grant in the additional term (i.e. summer), you need to be enrolled at least half time in that term.
Here are some examples of how Year Round Pell works:
Example 1: You attend school year-round, in the fall, spring, and summer terms. Your full time Pell Grant eligibility for the academic year is $5,600. You attend full time in the fall and spring and half time in the summer. Your Pell Grant award would be: $2,800 for fall and spring terms, and $1,400 for summer term.
Example 2: With the same scenario as the first example, except you also attend full time in the summer, your Pell Grant award would be: $2,800 for fall, spring and summer terms.
Example 3: If on the other hand you attend full time in the fall and spring, and less than half time in the summer, you would not be eligible for any additional Pell for the summer term.
Example 4: Now let’s look at your Pell award, with the same eligibility amount, if you attend part time in the fall, full time in the spring, and full time in the summer: Your award for fall would be $1,400, and $2,800 for both spring and summer.
Remember, you can only receive additional Pell Grant funds if you are attending at least half time in the additional term.
Loans: if you did not borrow the full amount of your annual loan limits, you may qualify for summer aid. If you wish to borrow additional loan funds, you will need to submit a Loan Increase Request Form, available on the GTCC Financial Aid Forms page.
Why do I have to REPORT my parent(s)’ INCOME?
Financial aid is based on the principle that students and their parents have the primary responsibility for paying for their post secondary education. However, the federal government will consider a student independent of parents if one of the following requirements is met: you are 24 years old; married; enrolled in a graduate program (ex., Master’s or doctorate); have legal dependents other than spouse; you are an orphan or ward of the court; or you are a veteran.
How does WITHDRAWING from classes affect my financial aid?
Federal and State regulations require that students receiving financial aid maintain satisfactory academic progress. One requirement is that each student must complete at least 67% of the total cumulative credit hours attempted at GTCC (e.g., 50 attempted credit hours, student must complete at least 34). Therefore, withdrawals and failing grades will count against you. Also, if you completely withdraw from the college before the 60% point of the semester, you may be required to return all or part of the aid awarded to you. Please review the GTCC Financial Aid Satisfactory Academic Progress policy for more information.
Can I apply for financial aid if I haven’t applied for admission?
Yes. Since applying for financial aid is a very extended process you need to begin applying as soon as possible. However, in order for GTCC to begin to process your FAFSA , the college must have received your Admission application.
Are all PROGRAMS OF STUDY eligible for financial aid?
No. A program must be at least 16 total credit hours in length, and must lead to a degree, diploma or certificate in order to be eligible for financial aid. Special credit and undecided students are not eligible for financial aid.
Are ADULT HIGH SCHOOL students able to receive a Pell Grant?
No. To be eligible for any type of financial aid, including a Pell Grant, you must have at least a high school diploma or GED. Dual enrollment students, which allows a student to enroll in postsecondary coursework while also enrolled in high school, have access to Federal Pell Grants. Visit http://ccpi.gtcc.edu/ for more information on this program.
How does REPEATING COURSES affect my financial aid?
You may count towards your enrollment status a course that you are repeating for the first time after earning a passing grade. After that, repeated courses cannot be counted towards enrollment status.
How does having a BACHELOR’S DEGREE affect my financial aid?
If you have a Bachelor’s Degree you are only eligible for Federal Stafford Loans. You must still complete the Free Application for Federal Student Aid to apply for these loans. There are additional steps to accept your loans once they have been awarded and they can be found here:Apply For Federal Loans
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